Personal Loan Documents List PDF

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Personal Loan Documents List PDF Free Download

Personal Loan Documents List

Personal Loan Documents Required Checklist
Residence Address Proof (anyone)Voter ID Card / Passport / PAN Card / Driving License / Aadhaar Card.
Residence Address Proof (any one)Ration Card / Passport / Utility Bill.
Income ProofLast 3 months Payslip & Bank Statement of last 3 months.
Job Continuity ProofJob Offer Letter / Letter from the HRD (if current employment less than 2 years).
Financial Documentsa. Salaried Individuals: Latest 3 month’s Salary Slips and Form 16, Bank Statements of 6 months.b. Self Employed Individuals: Latest 1 year bank statement for both savings and current account.
Photo1 passport size color photograph
Application FormPersonal Loan Application Form duly filled.

To avail of a personal loan, an applicant needs to provide certain documents, either printed or in digital format, to the lender.

The lender will ask for the documents to verify the following about the applicant:

  1. Identity: Name, age, gender, and physical appearance.
  2. Residence: Permanent and current place of residence (in case both are different)
  3. Employment: Whether the applicant is a salaried employee or a self-employed professional.
  4. Income: Monthly in-hand income of the applicant.
  5. Loan Requirement: Purpose, tenure, and the desired loan amount.

Whenever there is a shortage of cash for any personal use, personal loans are the saviors. But, to be safe, the lenders require a few sets of documents from each applicant. The lenders have their own specific requirements, criteria, and set of documents.

Above is the checklist of documents required by personal loan lenders.

Any individual who is employed by an institution and receives compensation in monthly salaries is an employee. Lenders require the following set of personal loan documents from salaried individuals.

  1. Valid Proof of Applicant’s Identity (any one of the following): Voter ID Card / Passport / PAN Card / Driving License
  2. Proof of Residence (any one of the following): Ration Card / Passport / Utility Bill.
  3. Proof of Age (any one of the following): Voter ID Card / Passport / PAN Card / Driving License.
  4. Income Proof: Latest 3 months’ Salary Slips and Form 16.
  5. Job Continuity Proof: Current Employment Certificate or Current Job Appointment letter and Experience Certificate.
  6. Bank Statement: Latest 6-month statement from the bank.
  7. 1 Passport size color Photograph.
  8. If there are existing loans submit Payment Track Record and sanction letter.
  9. Personal Loan Application Form duly filled.

Language English
No. of Pages1
PDF Size0.05 MB

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Personal Loan Documents List PDF Free Download

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