ICICI Lombard Claim Form for Motor Vehicle PDF

‘ICICI Lombard Claim Form for Motor Vehicle’ PDF Quick download link is given at the bottom of this article. You can see the PDF demo, size of the PDF, page numbers, and direct download Free PDF of ‘ICICI Lombard Claim Form for Motor Vehicle’ using the download button.

ICICI Lombard Claim Form for Motor Vehicle PDF Free Download

ICICI Lombard Claim Form for Motor Vehicle

Claim registration is a process in which an insurance company accepts a claim for payment after verifying all the necessary information.

But in some cases, the customer may have to call on an insurance company’s toll-free number to find out more about their policy or submit a form.

The article talks about when the customer needs to call on the toll-free number and how it can be used.

A car owner must carry third-party motor insurance under the Motor Vehicles Act, of 1988.

This government-mandated requirement ensures that in the event of an accident, he/she can compensate the aggrieved party for bodily injuries/death or material damages and take care of any legal liabilities arising from the accident.

Third-party vehicle insurance is a two-way street. While you might pay a third party in case of an accident due to your fault, this car insurance type can also be availed in case you are at the other end of the line.

Also known as the ‘Act Only’ plan, this car insurance variant is specifically designed for damages sustained by a third party. However, several insurance providers offer personal accident coverage to the insured.

This ensures that in the event of an accident, the car owner is not only capable of compensating the third party but can also take care of himself and his loved ones, in case of personal injuries or even death.

Here are a few of the major claims that you can make from a third-party car insurance holder in case of an accident:

  • Medical expenses claim in case of bodily injuries incurred due to the accident. You can also claim treatment expenses for the injuries sustained.
  • A compensation claim for physical disfigurement.
  • Compensation for loss of earnings due to disability that prohibits working.
  • A compensation claim can also be filed by the dependents of the third party if he/she passes away due to the accident. This claim is based on the ground of the income lost due to death.
  • In the case of a claim filed for damages to the third party, IRDA has capped the compensation ceiling at ₹7.5 lakhs for insurance companies. However, in case the claim exceeds the capped amount, then the deficit has to be paid by the car owner.
  • There’s no regulated cap on compensation claims filed for injuries and death.

Now that you’ve familiarized yourself with the nitty-gritty of third-party car insurance, here is the complete process on how to claim 3rd party car insurance if you are the aggrieved one:

Third-party motor insurance compensation claim in case of disability, injuries, or death

  • File an FIR with the police immediately after the accident and take a copy of the same.
  • Obtain the third-party motor insurance details of the car owner.
  • Take a copy of the charge sheet filed by the police against the car owner.
  • Hire a motor claims lawyer and file a compensation claim case in the Motor Accident Claims Tribunal. Remember, such cases do not fall under the jurisdiction of civil courts. The claim has to be filed in the tribunal court of the area where the accident occurred or in the area where you (the claimant) reside.
  • In many cases, the car owner would suggest an out-of-court settlement, wherein a mutually agreeable amount is settled upon. Although this process is legally permissible, however, it’s best to get the authorities involved in case of an accident.
Language English
No. of Pages4
PDF Size0.80 MB

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ICICI Lombard Claim Form for Motor Vehicle PDF Free Download

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